With the launch of Infinite Care, a premium medical insurance solution that completes the Health Protection package within Techcom Life’s Three Solution Packages, Techcom Life delivers a comprehensive answer to Vietnam’s health protection gap. Featuring annual coverage of up to VND 5 billion, a three-layer protection architecture, and AI-enabled claims experience, the solution helps customers elevate health management as a strategic asset. 

When Health Becomes an Asset Worth Protecting

According to Vietnam Report, 55.8% of Vietnamese consumers plan to increase spending on healthcare in 2026, making health one of their top consumption priorities. Regular health check-ups, cancer screening, private doctor services, and wellness programs are increasingly becoming part of the lifestyle of affluent and emerging affluent customers. 

However, investing more in healthcare does not necessarily mean having sufficient protection when unexpected events occur. A major medical treatment can still derail a family’s financial plans, while access to leading specialists and high-quality healthcare services often require more than financial means alone. 

As a result, many families, despite their financial success, continue to protect their wealth through largely reactive mechanisms. When a serious medical event occurs, treatment costs may disrupt long-term investment plans or even a child’s future education aspirations. For health to truly become a strategic asset, customers need solutions that provide proactive care, comprehensive risk management, and protection aligned with their lifestyle and aspirations. 

Recognizing this gap, Techcom Life developed its Three Solution Packages: Family Income Protection, Family Future Protection, and Family Health Protection as a multi-dimensional protection ecosystem designed to help customers safeguard what matters most. Family Health Protection provides comprehensive healthcare planning and protection against medical risks. Family Income Protection helps families maintain financial resilience when faced with major life events. Family Future Protection supports long-term financial planning for future goals. 

Three Layers of Protection, Now Enhanced with a New Solution

Rather than simply providing financial compensation when risks occur, Family Health Protection is designed as a multi-layer protection architecture that supports customers before, during, and after health-related challenges through a combination of health privileges and comprehensive protection solutions. 

The first layer focuses on proactive health management. Customers enjoy exclusive health check-up and cancer screening benefits within the Vinmec healthcare system worth up to VND 32 million during the first two policy years, together with financing advantages through the Banca Credit Card, enabling more proactive healthcare spending. Regular health screening becomes not merely an expense, but a valuable privilege that can be utilized routinely. 

When expert medical guidance is needed, Private Doctor forms the second layer of protection. The service provides 24/7 access to experienced physicians, enables consultations with leading domestic and international medical specialists, and supports health record management and convenient appointment scheduling. As healthcare expectations continue to evolve, access to quality medical advice has become an increasingly important component of the overall healthcare experience. 

The third layer is a strong financial foundation built through the combination of Techcom Life Max Vững Vàng, Critical Illness Insurance, and Infinite Care, helping reduce the financial burden of treatment while providing comprehensive protection for the entire family. The Critical Illness Insurance benefit covers 127 critical illnesses, providing a lump-sum payment to support treatment expenses and replace lost income when serious health events occur. 

Launched in July 2026, Infinite Care is the latest addition to the Family Health Protection solution, designed to address the growing demand for practical medical protection among affluent and emerging affluent customers. 

Infinite Care offers annual coverage of up to VND 5 billion, placing it among the higher-coverage medical insurance solutions available in the market. Beyond medical expense reimbursement, the product features a unique Family Sharing benefit, allowing family members to share unused inpatient coverage limits with one another. This approach reflects a growing view that health is a shared family asset rather than an individual responsibility. 

Another distinctive feature lies in its digital experience. The AI-enabled claims process allows customers to submit documents directly through the application, with the system automatically extracting information from medical documentation to support faster claims handling. This simplifies the entire experience while improving speed and efficiency. 

Through its Three Solution Packages, with Family Health Protection now enhanced by Infinite Care, Techcom Life continues to bring its customer-centric vision to life. In less than one year of operations, the company has already emerged among the Top 5 life insurers in new business revenue and secured the No.1 bancassurance position in Vietnam, according to the Insurance Association of Vietnam.

As a proud member of the Techcombank ecosystem, Techcom Life remains committed to its vision to Transform insurance, empower futures, and its mission to elevate the life insurance experience in Vietnam, enabling individuals and families to confidently embrace every stage of life.